insureuk

Keeping You Covered

full screen
ALT F4 to close

BACK

Terms of Business

Complaints

Errors and Omissions excepted.

Disclaimers, Waivers etc

These are the terms and conditions of business referred to in, and forming part of the Internet Website of insureuk a trading name of Kyle Insurance Brokers

Wherever the terms " insureuk", "Kyles", "our", "us" or "we" appear within the pages of this site, they refer as applicable, to Kyle Insurance Brokers.

This Web Site

For exact terms and conditions of insurance cover you should always refer to the policy document and accompanying schedule. This site serves only as a guide to policy coverage.

You are advised that Kyle Insurance Brokers are not Legal advisors and as such please ensure that you always consult a solicitor if you are in doubt as to you legal position about any of the insurances discussed in these web pages.

General

All contracts  of insurance are "umberi fidei". i.e "utmost good faith" it is deemed that the underwriter knows nothing about a risk and therefore it is the responsibility of the insured to disclose all "material facts". If in doubt you should disclose the information to the underwriter.

You should keep a copy of all correspondence sent to underwriters

Employers Liability

The law now states that you should keep all certificates of employers liability for 40 years.

Content

Although all reasonable steps are taken to ensure that the content of this site is current and accurate, Kyles will not be held liable for any delays arising through use of it, or inaccuracies in or omissions from, the material contained in it.

Global Restrictions

The content of this site, so far as it relates to the offer of services or facilities, is only appropriate for use in, and by residents of, the UK.

Liability Waiver

Kyles will not be liable for any loss or injury of any kind (except death or personal injury occurring by reason of Kyles negligence) arising or suffered by any person pursuant to their accessing or using, or being unable to use, this site.

Material to be consulted in its entirety

All materials and contents of this site are intended to be reviewed in their entirety, including footnotes, legal disclaimers or restrictions and any copyright or proprietary notices. [Certain links on this site connect to third party resources over which Kyles have no control, and Kyles shall not be liable in any respect for any material forming part of those resources.]

Intellectual Property

Save as otherwise indicated, all content and materials of this site are the intellectual property of Kyles. None may be copied, reproduced, re-published, uploaded, posted, transmitted or distributed in any way without prior express authority from Kyles.

Variations

Kyles reserves the right to alter the contents of this site and/or these terms at any time and from time to time without prior notice.

Insurance Application
The following conditions will specifically apply to any application for insurance cover made via this site.

• Cover is only available to residents of the UK subject to the specific limits detailed on the relevant application
• Kyles reserve the right to cancel cover from inception if any of the questions on any application have not fully and truthfully been answered.
• Any insurance cover will be provided subject to the full terms and conditions of the applicable policy, which will be forwarded as soon as possible after receipt of a properly completed application.
• cover is provided subject to the receipt by Kyles of the correct premium, which is payable on invoice
• neither Kyles nor their underwriters, agents or anyone acting on their behalf will be held liable for any non-receipt of applications for any reason. Cover will not be deemed to be in place until confirmation of receipt has been forwarded to the applicant by Kyles.

email info@insureuk.co.uk with you comments    Copyright 2005,2006,2007 Kyle Insurance Brokers
Terms, Conditions & Legal       Authorised and Regulated By the Financial Services Authority